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I added the NPOV banner on the basis that certain statements, such as the one below, do not provide a neutral point of view. Regardless of their accuracy, they also do not belong in the introductory paragraph of the page.
TMX is able to set interest rates on its loans not based on the time value of money or risk of loss on default. TMX's interest rates are based on how much it can gouge desperate consumers and range anywhere from 120% A.P.R. to 300% A.P.R. TMX Finance offers atitle loan product which allows customers to meet their liquidity needs by borrowing against the value of their vehicles while retaining use of their vehicle during the term of the loan.